The cost of college isn’t just limited to tuition and books. There are many extra expenses that can tend to catch people off guard, like tutoring sessions or club membership fees. Use this list to work towards creating a more accurate financial plan for yourself or your child entering college.

Do you know how you will afford retirement? Many people choose to generate their retirement income through a combination of options. This includes social security, a 401(k), an IRA, or even real estate.